Terms & Conditions

Welcome to Devkripa Microfinance Foundation, a Section 8 Company registered under the Companies Act, 2013. These Terms & Conditions govern your use of our website, services, and loan products. By accessing our website or applying for any service, you agree to comply with these terms.

1. Acceptance of Terms

By using our website or services, you automatically agree to these Terms & Conditions, our Privacy Policy, and all applicable laws.

2. Eligibility for Services

To apply for any loan or financial service, the applicant must:

Be at least 18 years old.
Provide accurate and verifiable documentation.
Meet the eligibility criteria set by the organization.

3. Loan Approval & Verification

Loan applications undergo strict verification including KYC, income verification, group verification (where applicable), and field assessment. Devkripa Microfinance Foundation reserves the right to accept or reject any application without providing a reason.

4. User Responsibilities

You must provide accurate, truthful, and complete information.
You must not misuse our services for unlawful purposes.
You must repay loans on time to avoid penalties.

5. Loan Repayment Terms

Loan repayment schedules, interest rates, and penalties will be clearly communicated in writing before loan disbursement. Failure to repay may lead to:

Late payment penalties
Recovery actions as per RBI & MFI guidelines
Legal action (in extreme cases)

6. Use of Website

You agree not to:

Attempt unauthorized access to the website.
Copy, modify, distribute, or exploit any content.
Upload harmful or malicious content.

7. Limitation of Liability

Devkripa Microfinance Foundation is not responsible for:

Loss of data
Indirect or incidental damages
Issues arising from third-party services

8. Amendments to Terms

We reserve the right to update or modify these Terms & Conditions at any time. Updated terms will be posted on this page.

9. Contact Information

For any concerns or queries regarding these terms, contact us at:

Email: devprakashmaharani@gmail.com

Address: S-3, SCHEME NO. S-14, BADARWAS, KRISHI VIHAR, S-BLOCK, Jaipur, Rajasthan – 302019