DEVKRIPA
MICROFINANCE FOUNDATION
MICROFINANCE FOUNDATION
Our Personal Loan service is designed to provide individuals with quick and hassle-free access to funds for personal needs such as medical emergencies, education expenses, marriage, travel, or home renovations. We offer flexible repayment terms and competitive interest rates to suit your financial capacity. Whether you're salaried or self-employed, our eligibility criteria are simple, and documentation is minimal.
At DEVKRIPA MICROFINANCE FOUNDATION, we understand the value of time and urgency in personal matters. Hence, we ensure a swift approval process with disbursement within 48 hours of verification. You can borrow amounts starting from ₹10,000 to ₹2,00,000 depending on your repayment ability. Our customer support is available throughout the loan lifecycle to ensure a smooth experience.
The Group Loan product is aimed at empowering communities, particularly women, through small group financing. Groups of 5 to 10 individuals are formed, and each member is jointly responsible for the repayment of the loan. This model encourages mutual accountability and social bonding.
Ideal for rural and semi-urban areas, our group loan helps in promoting income-generating activities such as livestock farming, handicrafts, tailoring, and home-based enterprises. Loan amounts typically range from ₹15,000 to ₹50,000 per member, with weekly or monthly repayments. DEVKRIPA provides training and financial literacy to help members manage their income and expenses effectively.
Small businesses are the backbone of our economy. At DEVKRIPA MICROFINANCE FOUNDATION, we support budding entrepreneurs and small-scale businesses by providing easy access to capital. Whether you are looking to start a new venture or expand your existing business, our Small Business Loan can help you purchase equipment, stock inventory, or manage operational costs.
We fund businesses in sectors like retail, agriculture, services, and manufacturing. Loans are available up to ₹5,00,000 with flexible tenures and structured EMIs. We also provide consultation on how to scale your business, maintain credit health, and manage risk. Our aim is to foster local entrepreneurship and sustainable livelihoods.
Our EMI Calculator tool is a simple way to plan your finances before applying for any loan. By entering your loan amount, interest rate, and tenure, you can get an exact estimate of your monthly payments. This helps you make an informed decision and choose a repayment plan that fits your budget.
Using the EMI Calculator, customers can explore various combinations of tenure and amount to balance monthly outflows with income. This tool is especially useful for borrowers taking loans for the first time or for those who want to manage multiple loan obligations wisely.
We believe that strong customer support is the foundation of trust. Our dedicated customer service team is available 24/7 to address your queries, assist in documentation, or resolve any service issues. Whether it’s loan queries, payment schedules, or documentation status – our support team ensures you're never alone in your financial journey.
You can reach us via phone, email, or walk-in at any of our branches. We also provide multilingual support to cater to diverse customers across different regions of Rajasthan.
At DEVKRIPA, we go beyond lending. Our financial advisors help clients with personalized advice to manage income, savings, insurance, and investments. This service is aimed at helping low-income individuals achieve long-term financial stability and resilience.
We conduct financial literacy workshops, one-on-one counseling sessions, and awareness campaigns about budgeting, credit health, and goal-based savings. Whether you're saving for a child's education, marriage, or retirement – we’re here to guide you at every step.